Effective Date: June 29, 2025
By accessing or using the services provided through this website, you agree to be bound by these Terms of Use (the “Agreement”) and our Privacy Policy. If you do not agree to these terms, you may not access or use our services.
The terms “we,” “us,” or “our” refer to LenderWizard.ai, which is owned and operated by Event Media 770 Corp., with a principal business address at 456 Central Avenue, Cedarhurst, NY 11516. The terms “you” and “your” refer to the individual accessing or using the Services at www.lenderwizard.ai, whether personally or on behalf of an organization.
The term “Services” refers to the website located at LenderWizard.ai, including all related subdomains, mobile applications, emails, widgets, and other online features, tools, or platforms made available by us.
The term “Content” includes, without limitation, all text, images, videos, graphics, code, user submissions, layouts, interfaces, designs, and other materials or information made available on or through the Services.
1. Your Compliance with These Terms
You acknowledge that your use of LenderWizard.ai and its services constitutes valid and sufficient consideration for entering into this Agreement. This includes, but is not limited to, your access to and use of the website, and your ability to submit or receive information through our platform.
By using our Services, you represent and warrant that you have the legal capacity to enter into this Agreement. If you are using the Services on behalf of a company or other legal entity, you affirm that you are authorized to bind that entity to these terms.
To help ensure compliance with this Agreement, we reserve the right to monitor your use of the Services, as permitted by our Privacy Policy and applicable law.
2. Age Restrictions
Our Services are not intended for use by individuals under the age of 18 (or the legal age of majority in your jurisdiction, if higher). By accessing or using our Services, you represent that you are at least 18 years old and have the legal capacity to enter into this Agreement. We do not knowingly collect personal information from minors. If we become aware that a minor has used our Services, we will take appropriate steps to remove such information and terminate access.
3. Your Access and Use of Our Services
Your right to access and use the Services provided by LenderWizard.ai is personal to you and may not be assigned, transferred, or shared with any other individual or entity. You may only access and use our Services for lawful purposes and in accordance with this Agreement and our Privacy Policy.
Please note that access to our Services may be interrupted or unavailable from time to time for reasons that include, but are not limited to, equipment malfunction, updates, scheduled maintenance, or other actions that we, in our sole discretion, choose to take. We reserve the right to suspend, discontinue, or restrict access to the Services, or any part thereof, at any time and without prior notice.
You agree not to engage in any activity that, in our sole discretion:
(i) violates this Agreement or the Privacy Policy;
(ii) disrupts, restricts, or inhibits any other user’s ability to access or enjoy our Services; or
(iii) involves the use of our Services to defame, abuse, harass, threaten, or otherwise violate the legal rights of others.
You also agree not to copy, modify, frame, embed, scrape, or otherwise misuse any part of our Services without our prior written consent.
4. Requests for Quotes and Information
When you use LenderWizard.ai to submit a request for a loan, quote, product, or service (a “Request”), you agree that your information may be shared with relevant third-party Service Providers. By submitting a Request, you expressly consent to being contacted directly by these third parties via phone, email, text message, postal mail, or other communication methods—even if your number is listed on any Federal, State, National Do Not Call Registry or any similar lists.
You also understand and agree that such Service Providers may conduct necessary research—including obtaining consumer reports or credit inquiries—to respond to your Request. This may involve sharing your information with credit bureaus or data providers. If you do not wish to undergo this process, please refrain from submitting a request through our platform.
5. Lead Acceptance Fee
If a broker or lender chooses to accept a matched lead, they may be required to pay a flat, non-refundable lead acceptance fee. This fee:
- Is due immediately upon accepting the lead,
- Is not contingent on a successful funding or loan closing, and
- Applies regardless of the transaction’s outcome.
LenderWizard.ai does not guarantee the accuracy, completeness, or success of any matched lead.
6. No Guarantee of Results
We do not guarantee:
- That a submission will be matched,
- That funding will be offered or approved, or
- That a deal will close.
Our Platform is a referral and matching tool only.
7. User Responsibilities
You agree to:
- Submit only information you are authorized to share,
- Accurately describe the deal and supporting materials,
- Redact all sensitive personal data,
- Comply with all applicable laws and regulations in your jurisdiction.
8. Licensing and Legal Compliance
All users — including lenders and brokers — are solely responsible for ensuring they possess all necessary licenses and approvals required to operate in their jurisdictions. LenderWizard.ai does not verify licensing or legal compliance of any third party.
9. Mobile Devices
If you access our Services through a mobile device or application, your carrier’s standard data and messaging rates may apply. Use of our mobile Services is also subject to this Agreement and any additional terms provided within the app.
10. Your Responsibility for Equipment and Related Costs
You are solely responsible for obtaining and maintaining all necessary equipment and services required to access and use our Services, including but not limited to internet access, computer hardware, and telecommunication services. You are also responsible for any associated costs, including internet and long-distance charges.
11. No Commitment Letters, Loan Guarantees, or Transaction-Based Compensation
LenderWizard.ai is a matching service that uses automated tools to help route submitted loan requests to third-party lenders or brokers who may have an interest in reviewing them. We do not issue, provide, arrange, or guarantee any commitment letters, loan approvals, pre-approvals, term sheets, or funding commitments of any kind. LenderWizard.ai is not a lender, broker, agent, or financial advisor, and does not participate in negotiating, underwriting, or finalizing any financial transactions.
12. Compensation Disclaimer
LenderWizard.ai does not receive commissions, success fees, percentage-based compensation, or any other payment tied to the funding or closing of any loan. Any fees paid to LenderWizard.ai are strictly for access to the platform’s matching service and related technology features. We are not a lender, broker, or financial intermediary, and we do not derive revenue based on whether or not a user obtains financing.
13. Variable Fee Structure and Pricing Determination
LenderWizard.ai does not apply a one-size-fits-all pricing model. Instead, we reserve the right to determine and adjust flat fees on a case-by-case basis depending on a variety of legitimate business factors. This flexible pricing approach ensures that the value, complexity, and operational demands associated with each lender or broker relationship are fairly and accurately reflected.
Factors that may influence the fee charged to a lender or broker include, but are not limited to:
- Lead Volume Commitment – Lenders or brokers who commit to purchasing leads in higher volume or under a monthly subscription may be eligible for discounted per-lead rates. For example, a lender agreeing to purchase 50 leads per month may receive a lower per-lead rate than one purchasing on a one-off or ad hoc basis.
- Geographic Coverage – Fees may vary depending on the lender’s or broker’s target markets. For instance, lenders or brokers requesting leads in high-demand or highly competitive regions (e.g., New York City, Los Angeles, or Miami) may pay higher fees due to the elevated value and scarcity of such opportunities, whereas those focused on lower-demand or secondary markets may be charged less.
- Asset Class or Loan Type Specialization – Lenders or brokers seeking more specialized or complex loan scenarios (such as ground-up construction, distressed assets, or cannabis-related real estate) may incur higher fees due to increased filtering requirements and lower match rates. Conversely, those targeting more common asset classes (e.g., stabilized multifamily or single-tenant retail) may be offered more standard pricing.
- Responsiveness and Lead Engagement History – Lenders or brokers who consistently follow up promptly and maintain a strong engagement record with submitted leads may receive preferred pricing. In contrast, accounts with a pattern of slow or no follow-up may be charged higher rates to account for reduced platform efficiency and borrower satisfaction.
- Support Level or Service Tier – Lenders or brokers selecting premium service tiers that include benefits such as early access to leads, borrower intelligence tools, or priority support may be subject to higher platform fees compared to users on a basic tier.
- Custom Integrations or Filtering Requests – Lenders or brokers who request custom workflows (e.g., CRM syncing, API integrations, advanced filtering rules, or due diligence tagging) may be charged higher fees to account for additional technical or support resources required.
- Operational Complexity or Jurisdictional Considerations – In some cases, lenders or brokers operating in jurisdictions with unique documentation, language, or coordination requirements—or requesting lead types that involve specialized routing or platform adjustments—may be charged higher fees to reflect additional internal handling needs. This does not imply that LenderWizard.ai performs any regulatory or compliance review of loan requests.
All pricing terms will be clearly communicated and agreed upon prior to any billing. LenderWizard.ai is committed to pricing transparency and fairness while maintaining the flexibility needed to serve a wide range of lender and broker profiles and operational preferences.
14. Intellectual Property
Our Intellectual Property Rights
All names, logos, trademarks, service marks, page headers, icons, scripts, and other elements displayed through our Services—along with all content, layouts, designs, and visual presentation—are trademarks, service marks, or trade dress owned by LenderWizard.ai or its affiliates in the United States and/or other jurisdictions (collectively, the “Proprietary Marks”). You may not use, copy, reproduce, or distribute the Proprietary Marks without our prior written consent.
We acknowledge the rights of any third-party trademarks or service marks that may appear on our Services. Such third-party marks are the property of their respective owners, and their inclusion does not imply endorsement or association.
We also own the copyright in the collective work formed by the selection, coordination, arrangement, and enhancement of all content made available through our Services (the “Collective Work”). In addition, all software, functionality, and source code used within our Services (the “Software”) is either our proprietary property or licensed from third-party providers and is protected under U.S. and international copyright and intellectual property laws.
Accessing, downloading, printing, or otherwise using any part of our Services does not grant you any ownership rights or licenses to the Content, the Collective Work, the Software, or any Proprietary Marks.
You agree to be solely responsible for any claims, damages, or losses arising out of your unauthorized use of our intellectual property or any infringement of third-party rights. This includes, but is not limited to, damages resulting from copying, redistributing, transmitting, publishing, or otherwise using protected material in violation of this Agreement.
15. Disclaimers and Limitation of Liability
THE SERVICES, INCLUDING ALL CONTENT, SOFTWARE, PRODUCTS, AND SERVICES MADE AVAILABLE THROUGH LENDERWIZARD.AI,
ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR ACCURACY.
WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR COMPLETELY SECURE. WE DISCLAIM ALL LIABILITY FOR DAMAGES ARISING FROM THE USE OR INABILITY TO USE THE SERVICES, INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
16. Indemnification
You agree to indemnify, defend, and hold harmless Event Media 770 Corp. LenderWizard.ai, its owners, affiliates, officers, directors, employees, agents, licensors, suppliers, and representatives from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to:
- your use or misuse of the Services;
- your violation of these Terms or any applicable laws or regulations;
- any inaccurate, incomplete, or misleading information you provide to us;
- your breach of any representation or warranty contained herein;
- any activity carried out using your account or credentials, whether authorized or not;
- any content, data, or materials you submit, post, transmit, or upload through the Services; and/or
- any damage to property or injury to any person caused by you in connection with your use of the Services.
This indemnification obligation will survive your use of the Services and any termination of this Agreement.
17. Modifications to Terms
We may modify these Terms at any time. Changes will be posted on this page with a revised “Effective Date.” Continued use of the Platform after such changes constitutes acceptance.
18. Governing Law and Dispute Resolution
We hope that our customer success team can resolve any issues you may have. However, if that does not work, both parties agree to resolve any dispute arising out of these Terms exclusively through individual, binding arbitration. The term “dispute” should be interpreted as broadly as legally permitted and includes, without limitation, disputes related to your use of the Service or this Agreement (including the scope of this arbitration clause), whether based in contract, tort, statute, fraud, unfair competition, or any other legal theory. Disputes concerning privacy will be handled in accordance with the mechanisms set forth in our Privacy Policy.
Arbitration is typically a faster, simpler, less formal, and less expensive alternative to litigation. While arbitration provides a fair hearing, the dispute will be resolved by a neutral arbitrator instead of a judge or jury. The arbitrator’s decision is legally binding and enforceable, with only very limited court review. By agreeing to these Terms, both parties waive the right to sue in court or to have a trial before a judge or jury.
Before initiating arbitration, each party agrees to make a good faith effort to resolve the dispute informally for a period of 30 days. A party who intends to initiate arbitration must first send the other party a written notice describing the nature of the dispute and the relief sought. If you wish to send such a notice to us, please email it to legal@lenderwizard.ai. If we need to contact you, we will send notice to the email address associated with your account. If the dispute is not resolved within 30 days after the notice is sent, either party may initiate arbitration as described below.
The arbitration will be administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules and the Supplementary Procedures for Consumer-Related Disputes, as modified by these Terms. These rules are available at www.adr.org or by calling 1-800-778-7879. The arbitrator will be bound by these Terms. Arbitration may be conducted via written submissions, telephone, or in person in the county where you reside or another mutually agreed location.
The arbitrator’s award shall be final and binding and may be enforced as a judgment in any court with appropriate jurisdiction. Arbitration fees and arbitrator compensation will be allocated in accordance with the AAA’s applicable rules.
All dispute resolution proceedings will be conducted solely on an individual basis and not as part of any class, consolidated, or representative action. By agreeing to these Terms, you expressly waive the right to participate in any class action lawsuit or arbitration. Unless the parties agree otherwise, the arbitrator may not consolidate more than one person’s claims or preside over any form of a class or representative proceeding. If this class action waiver is found to be unenforceable, then this entire arbitration provision shall be deemed unenforceable, and the dispute must be resolved exclusively in a state or federal court located in New York, NY. In such cases, both parties consent to the personal jurisdiction of these courts and waive any right to a jury trial.
This section does not: (i) prevent either party from pursuing a claim in small claims court; (ii) apply to disputes concerning intellectual property rights or allegations of misuse; or (iii) prevent either party from reporting concerns to relevant federal, state, or local government agencies.
If you do not wish to be bound by this arbitration provision and class action waiver, you must notify us in writing within 30 days of first accepting or receiving these Terms. Your written notice must be sent to legal@lenderwizard.ai and must include your full name, the email address associated with your account, and a clear statement that you wish to opt out of arbitration.
19. Miscellaneous
If any provision of this Agreement is found to be unlawful, void, or unenforceable by an arbitrator or court of competent jurisdiction, the remaining provisions shall remain in full force and effect. Only the portion determined to be unlawful, void, or unenforceable shall be deemed severed from this Agreement.
The headings used in this Agreement are for reference purposes only and shall not affect the meaning or interpretation of any provision of this Agreement.
All covenants, agreements, representations, and warranties made in this Agreement, as amended from time to time, shall survive your acceptance of this Agreement and any termination thereof.
This Agreement, together with our Privacy Policy, constitutes the entire understanding and agreement between you and us concerning the subject matter herein, and supersedes all prior agreements, understandings, and representations related to such subject matter.
If you have any questions or communications related to the Services or this Agreement, please contact us at:
legal@lenderwizard.ai
By providing us with your email address, postal address, or phone number, you consent to be contacted by us or our agents at those contact points (including via text message), in connection with the Services or our agreements with you, in accordance with our Privacy Policy.
20. Contact Us
If you have any questions about these Terms, please contact us at:
Event Media 770 Corp.
456 Central Ave
Cedarhurst, NY 11516
📧 legal@lenderwizard.ai