Effective Date: June 29, 2025
LenderWizard.ai (“we”, “us”, or “our”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, store, and share the information you provide to us through our website and subdomains.
1. Information We Collect
We may collect the following types of personal information:
- Contact Information: such as name, email address, phone number (via Zoho Forms or Mighty Networks).
- Technical Data: such as IP address, browser type, operating system (via Cloudflare and Mighty Networks).
- Usage Information: such as pages visited, interactions with our website or community subdomain.
- Community Data: such as posts, messages, and user interactions within our social network at community.hardmoney.com.
2. How We Collect Information
- Form Submissions: via Zoho Forms.
- Social Network Usage: via Mighty Networks on our community subdomain.
- Automated Collection: via Cloudflare and other embedded third-party services.
- Cookies and Tracking Technologies: used by Cloudflare, Mighty Networks, and others.
3. How We Use Your Information
- To respond to inquiries and provide services.
- To manage community engagement on our social platform.
- To ensure website and community security and performance.
- To comply with legal obligations.
- For internal analytics and service improvements.
4. Sharing of Information
We may share your information in the following cases:
- With service providers such as Zoho, Cloudflare, and our web hosting provider.
- With broker-dealers and private lenders (see Section 15).
- In response to legal requests (see Section 18).
- In the event of a business transfer (see Section 10).
5. Data Security
We rely solely on Zoho, Cloudflare, and our web hosting provider for data protection. We do not implement additional security measures beyond what these providers offer.
6. Data Retention
We retain personal information only as long as necessary for our business purposes or as legally required.
7. Your Choices
You may contact us to access, correct, or delete your personal data by contacting us at privacy@lenderwizard.ai
8. Third-Party Services
Our services rely on several third-party providers:
- Zoho Forms: used to collect and manage contact and form submission data.
- Cloudflare: provides DNS, performance optimization, and security services.
Your use of our services may be subject to these third parties’ privacy practices.
9. Cookies and Tracking
We do not set our own cookies, but the following third parties may use cookies for analytics, performance, or personalization:
- Zoho
- Cloudflare
See Section 16 for information on managing tracking preferences.
10. Business Transfers
In the event of a merger, acquisition, or other business restructuring, your data may be transferred to a new entity as part of the transaction.
11. Changes to This Policy
We may update this policy from time to time. The most current version will be posted on this page with the effective date noted above.
12. Visitors from California and the European Union
We do not actively target individuals in California or the EU. However, visitors from these regions may still access our services. If you are a resident of either and wish to exercise your rights under applicable privacy laws, please contact us, and we will respond appropriately.
13. Children’s Privacy
Our services are not intended for children under the age of 13. We do not knowingly collect personal information from children. If we learn that we have collected such data, we will delete it promptly.
14. International Data Transfers
Your information may be transferred to and stored on servers located outside your jurisdiction. In particular:
- Zoho
- Cloudflare
may store or process your data internationally. We do not control where these providers store or transmit data.
15. Sharing with Brokers and Private Lenders
We may share your information with brokers and private lenders and other professionals. These entities are requested to use your data only for lawful business purposes.
16. Managing Cookies and Tracking Preferences
You can manage or disable cookies and tracking through your browser settings:
17. Interest-Based Advertising and Google Ads
We may utilize interest-based advertising tools provided by services such as Google. You can opt out of certain ad tracking via:
18. Disclosure for Legal Requests and Investigations
We may disclose your personal information:
- To comply with legal obligations, such as subpoenas or court orders.
- To law enforcement or other authorities if required.
- If we believe in good faith that disclosure is necessary to prevent fraud, protect safety, or enforce our rights.
19. Contact Us
If you have any questions or concerns about this Privacy Policy, please contact privacy@lenderwizard.ai